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No Shoes Required! Step Right Onto The Sand. Gulf Front Studio At Private Home.

Bedrooms Studio
Space 600 sq. ft.
Property type studio
Minimum Stay 3 nights


About the property

1 Bedroom, 1 Bath (Sleeps 2), Huge deck



We are now taking reservations from May until the end of August 2017. The price per night is all inclusive: lodging, parking, cleaning, and taxes. There are no hidden fees. But since we are a single unit operation, we don't take walk-ins, so we ask for a non-refundable deposit of $100 by check, or paypal to confirm your reservation. We also ask for the balance on arrival to include a $100 damage fee which is returned to you on your day of departure. (We've never had to keep it. We've had wonderful guests)!

Please understand that there are cases when we have multiple requests for the same time slot. We must honor the first deposit to hold a reservation. If you do not have Paypal, and intend to send a check, please let us know immediately, and we will set a tentative reservation for a reasonable amount of time to watch for it.

We think you will enjoy Finisterre, but we need to be clear that we do not take children of any age. The studio is set up for a "get-away" for adults, and there are no safety features for children.

Finisterre is a private home with an upstair studio apartment (about 600 sq ft) right on the Gulf of Mexico. Features include a flat screen cable TV, wireless access, and DVD player, a queen bed, lots of storage and closet space, washer and dryer, control of A/C or heat, a kitchen with microwave, stove, large refrigerator (no running for ice!), dishes, towels, utensils, coffee maker, and lots more. There are double sinks in the vanity, and a great shower.

But the best part is the huge deck, and your own stair right to the beach and the gulf waters. You’ll have a huge private deck overlooking the beach, with bar chairs and a cushioned swing long enough to lie down on! You also have private access to the widow’s walk on the third level for another amazing view. There is even a grill on the deck for outdoor cooking if you like.

This property is conveniently located! Panama City Beach’s Pier Park, where you can find a whole village of shops, restaurants, and the Grand 16 theater, is only a 10 minute drive. But groceries (including a 24 hour Super Wal-Mart), souvenirs shops, clothing, restaurants, and bars are within close walking distance. Close by are Ripley’s Believe it Or Not, Wonder Works, golf courses, and Pineapple Willie’s restaurant on a pier.

SPECIAL NOTE: We are located only three blocks from the Boardwalk site of the Ironman event, and right in the middle of the action for Thunder Beach. La Vela, the largest nightclub in the States, is a short walk away by road or beach.

We have covered parking, and your entry is private.

Also you may book directly with owner.

Enjoy your vacation in a unique location (no elevators, no waiting on a desk clerk!) Just step out your door onto the beach!

Please remember to sign Guest Book located in your room as well as feel free to email us any photos you would like to share. We appreciate those who take time to write VRBO reviews for us. Thank you!

Minimum Age 25 to rent. Sorry, no pets, no children. No smoking indoors.

More Details

Lee Howe
Member since: 2013
Speaks English
Response time:
Within a few hours
Response rate:
Calendar last updated:
22 August, 2017

About Lee Howe

My husband and I are from the Northwest, and worked overseas for the Dept of Defense for over 30 years. When we found this lovely spot, we couldn't wait to retire (which we did in '96).

Lee Howe purchased this studio in 1985

Why Lee Howe chose North West Florida

This beach is the best playground and has some of the most beautiful water we have ever seen, in spite of all our travels. The white sands are soft and easy to walk on, and the water is beautiful. You will love Finisterre.

What makes this studio unique

Right on the gulf, with close shopping, groceries, restaurants, entertainment, night clubs, golf, and post office. Great views, and a great big porch swing that you can lie down and nap on!


Accommodation and facilities for this holiday studio in Panama City in Bay County

Property Type:
  • studio
  • floor 2
Building Type:
  • house
  • Self-catering
Floor Area:
  • 600 sq. ft.
House Rules:
  • Check-in: 16:00 / Check-out: 11:00
  • Max. occupancy: 2
  • Minimum Age Limit for Renters ...
  • Events Allowed
  • pets not allowed
Location Type:
  • Beach View
  • Beachfront
  • Water View
  • Waterfront
  • Romantic
  • Tourist Attractions
  • Air Conditioning ...
  • Clothes Dryer ...
  • Hair Dryer
  • Heating ...
  • Internet ...
  • Iron & Board
  • Linens Provided ...
  • Parking ...
  • Towels Provided ...
  • Washing Machine ...
  • Coffee Maker ...
  • Dishes & Utensils ...
  • Kitchen ...
  • Microwave ...
  • Oven ...
  • Refrigerator ...
  • Hob ...
  • Toaster ...
  • Dining ...
  • Dining Area
  • seating for 4 people
  • 1 Bathroom
  • Bathroom 1 - Toilet , Shower Enclosure
  • Great shower, twin sinks at vanity, lots of mirrors.
  • Studio, Sleeps 2
  • Bedroom 1 - 1 Large Double Bed
  • Studio apartment with queen bed.
  • Books ...
  • DVD Player ...
  • Games ...
  • Satellite / Cable ...
  • Television ...
  • Video Library ...
  • Terrace ...
  • Barbecue ...
  • Water Sports Gear ...
  • wheelchair inaccessible
  • churches
  • cinemas
  • Health/Beauty Spa
  • restaurants
  • water parks
  • zoo
Leisure Activities:
  • beachcombing
  • Boating
  • Miniature golf
  • Shelling
  • Shopping
  • walking
  • Wildlife Viewing
Local Services & Businesses:
  • ATM/bank
  • groceries
  • medical services
Sports & Adventure Activities:
  • cycling
  • deepsea fishing
  • fishing
  • golf
  • jet skiing
  • Kayaking
  • Parasailing
  • pier fishing
  • sailing
  • diving
  • snorkelling
  • bay fishing
  • surf fishing
  • surfing
  • swimming
  • wind-surfing
Minimum age is 25.


Exceptional! 5/5 -
(40 traveller reviews)

97% Complete
2% Complete
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No Shoes Required! Step Right Onto The Sand. Gulf Front Studio At Private Home.
average rating of 4.975 based on 40 reviews
Wetumpka, AL


  • 5 of 5

So much more than we expected. Planning our next stay now. Best hosts ever!! The place was incredible.

  • Review Submitted: Aug 21, 2017
  • Date of Stay: Aug 2017
  • Source: VRBO, from HomeAway
Owner's Response: Thank you for taking the time to review us. You two are amazing guests, and we would love to have you back any time! Cheers, Lee and Rick
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0 0

This place is FANTASTIC! So peaceful.

  • 5 of 5

You really can just walk out on the beach and the swing by the ocean is perfect for watching sunsets. We wanted rest and boy did we get it. The owners are incredible and everything you possibly need is right there for you so pack light!

We didn't even want to tell anyone about this great place because we don't want it to be booked next time we need it, hahaha!

Do yourself a favor and go here and feel like you have your own house on the beach.

FANTASTIC stay !!! Thank you Lee and Rick Thank you!

  • Review Submitted: Aug 7, 2017
  • Date of Stay: Jul 2017
  • Source: VRBO, from HomeAway
Owner's Response: We are always so happy to hear that our guests were pleased, and we are grateful for the beautiful review. Thank you so much for taking time to write this review. It's great guests like you who make this "business" such a pleasure. We loved having you, and look forward to seeing you next year. Rick and Lee
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0 0
Madisonville, KY


  • 5 of 5

We could not have had a better week. It was perfect. The apt was great and the owners provided more than we could have ask for ❤️

  • Review Submitted: Jul 29, 2017
  • Date of Stay: Jul 2017
  • Source: HomeAway
Owner's Response: Thank you, Alice! You know we enjoyed having you, and getting a chance to know both of you, too. Please plan to come back next year. Rick and Lee
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Peacful Beach retreat

  • 5 of 5

Beautiful studio on the beach with an amazing veiw, exceptionally clean and comfotable. All you need to bring is you, everything else is here wairing for you. there is not better value on the beach nor is there a better host.

  • Review Submitted: Jul 23, 2017
  • Date of Stay: Jul 2017
  • Source: VRBO, from HomeAway
Owner's Response: Thank you for the kind words. You know that it was a pleasure to have you, and you left things so neat and clean that you shot straight onto our favorites list. Hope you can make it back next year. Thank you again. Lee and Rick
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Adamsville Al

Awesome !

  • 5 of 5

Lee and Rick have done everything possible to make this little cottage a very special place for anyone ! They are such great hosts!

It is our new favorite place to stay! We spent our honeymoon there,and it was absolutely perfect for us! We appreciated the sweet gift we were given as well! They have thought of everything! From the front porch swing,to the flashlights for the beach; we lacked nothing! They are two special people,and we can't wait to visit again! This was not just a place to stay; it was a place to have great memories as well! Thank you so much for your hospitality!

Stewart and Denise

  • Review Submitted: Jul 20, 2017
  • Date of Stay: Jul 2017
  • Source: VRBO, from HomeAway
Owner's Response: It was truly a pleasure to have you, and we are so honored that you chose us for your first days as a married couple. We really enjoyed getting to know you, and hope that you will be able to come back again. Thank you for being such terrific guests! Wishing you a happy life together, Rick and Lee
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0 0
Social Circle, Georgia


  • 5 of 5

Lee and Rick are wonderful hosts with an amazing property! They provided everything you could possibly ever want or need. The deck and porch swing are so relaxing and provide an incredible view and are literally just steps away from the sand. We have visited PCB many times, but we feel as if we have found a treasure in this property. We can't wait to return next summer!

Bethany and Charles

  • Review Submitted: Jul 13, 2017
  • Date of Stay: Jul 2017
  • Source: VRBO, from HomeAway
Owner's Response: Thank you so much for the kind words! We loved having you, and can't thank you enough for leaving the place so clean...! Thanks for choosing us, and please come back any time. You two are the perfect guests. Lee and Rick
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Nearest Airport
25 Miles
Northwest Florida Beaches International (ECP)
Nearest Barpub
100 Metres
Pineapple Willie's
Nearest Golf
0.25 Miles
Sandy Hills
Nearest Motorway
0.25 Miles
30 A
Nearest Restaurant
100 Metres
Pineapple Willie's
Nearest Beach
Long Beach
Car: recommended

Walking distance to Ripley's Believe It Or Not, Wonder Works, La Vela's, Spinnaker's, Golf course, Mini-Golf, and various thrill rides (bungee, etc), and much, much more.


Prices & Availability

Prices for this holiday studio in Panama City, Florida

Rental Basis:
per property
Owner accepts payment in:
Convert Currency
Rental Period Minimum Price Additional Nights Weekend Night Weekly Monthly Event Price
High Season
1 May 2018 - 31 Aug 2018
3 night minimum stay
for 3 nights
My Standard Rate
3 night minimum stay
for 3 nights

Additional pricing information

Damage Deposit £77.55

Please note that we have no elevator. Renter must be able to climb stairs to second level.
Queen bed. No children accommodated.
Ironman, Thunder Beach, Snowbirds welcome!
No smoking indoors.
Must be 25 years of age or older.

Rates are subject to change until reservation is confirmed. To hold reservation, a down payment of $100 is non-refundable, but will be applied to total rental fee. Upon arrival, the balance is due, which includes a refundable damage deposit of $100. We accept PayPal, or check (upon clearing).

Owner's Cancellation Policy

  • 50% refund for cancellations more than 7 days before check-in date.
  • 100% refund for cancellations more than 14 days before check-in date.